Disclosure & Terms of Use

Introduction
These “Terms of Use” govern your access and use of all websites owned by Jefferson Capital.

Acceptance of Terms
By referencing, using or accessing websites owned by Jefferson Capital, you agree to these “Terms of Use”, including agreeing to indemnify and hold harmless Jefferson Capital from all claims of any nature. These “Terms of Use” may be changed at any time at the sole discretion of Jefferson Capital.

Secure Websites
By using, accessing or attempting to access websites owned by Jefferson Capital that require the use of passwords or any other method of authentication or any combination of authentication methods (these are defined as “secure websites”), you are certifying you are the person legally associated with the passwords or method(s) of authentication being used. Unauthorized access, attempted access, use or attempted use of secure websites owned by Jefferson Capital is prohibited and may violate federal and/or state law. Unauthorized access, attempted access, use, or attempted use of secure websites owned by Jefferson Capital may be reported to law enforcement agencies.

Links to Other Sites – Limitation of Liability
Jefferson Capital may provide links to or from other web sites over which Jefferson Capital does not have control. You agree that Jefferson Capital is not responsible for any liability resulting from the access to, or use of, sites not owned or controlled by Jefferson Capital. You also agree that Jefferson Capital is not responsible for any content, advertising, or products available through these websites. Further, you agree that Jefferson Capital shall not be responsible or liable, directly or indirectly, for any damage or loss caused, or alleged to be caused by or in connection with the use of websites Jefferson Capital owns.

Monitoring and Blocking
Jefferson Capital reserves the right to monitor your access and use of its websites without notification to you. Jefferson Capital may record or log your use in a manner as set out in Jefferson Capital’s Privacy Policy. You agree that Jefferson Capital reserves the right to terminate and/or block your use or access of its websites for any reason without prior notice to you.

Indemnification
By linking, referencing, using or accessing websites of Jefferson Capital, you agree to these “Terms of Use”, including agreeing to defend, indemnify and hold harmless Jefferson Capital, its officers, directors, employees, agents, licensors, suppliers and any other third party, without limitation, against all losses, expenses, damages and costs, including reasonable attorneys’ fees, resulting from any violation of these “Terms of Use”.

LIMITATION OF LIABILITY
YOU AGREE THAT YOUR ACCESS TO, AND USE OF, WEBSITES OWNED BY JEFFERSON CAPITAL AND THE CONTENT THEREOF IS AT YOUR RISK. YOU AGREE, THAT UNDER NO CIRCUMSTANCES SHALL JEFFERSON CAPITAL BE LIABLE FOR ANY DIRECT, INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, PUNITIVE OR EXEMPLARY DAMAGES ARISING FROM VIRUSES, WORMS, TROJAN HORSES OR OTHER CODE THAT HAS CONTAMINATING OR DESTRUCTIVE PROPERTIES OR YOUR REFERENCING, USING, ACCESSING, INABILITY TO USE OR ACCESS OR LINKING TO OR FROM THE WEBSITES OF JEFFERSON CAPITAL OR ANY ERRORS OR OMISSIONS IN THE CONTENT THEREOF, AND JEFFERSON CAPITAL MAKES NO WARRANTIES, EXPRESS OR IMPLIED, REGARDING SAME. There are some jurisdictions that do not allow for the exclusion of certain warranties or the limitation or exclusion of liability for consequential or incidental damages; in those jurisdictions, the liability of Jefferson Capital is limited to the greatest extent permitted by law.

Governing Law; Severability
These “Terms of Use” are governed by the laws of the Commonwealth of Virginia with jurisdiction and venue being in Arlington County, Virginia. You agree that your referencing, using or accessing websites of Jefferson Capital constitutes your acceptance of the jurisdiction of State or Federal courts in Arlington County, Virginia and that legal action brought against or by you must be brought in State or Federal courts in Arlington County, Virginia.

In the event any of the provisions of these “Terms of Use” shall be determined by a court of competent jurisdiction to be invalid, any such provision determined to be invalid shall not affect the validity of the remaining provisions.