CONTACTING US IS YOUR MOST IMPORTANT STEP
Whether you've already missed a payment or are anticipating difficulty making your payments in the near future, speaking with your Jefferson Capital account manager today is the most important step in protecting your investment. Your Jefferson Capital account manager is empowered to quickly implement solutions to help you avoid default and preserve your credit standing.
You Have Options
If you are behind on your mortgage payments or facing foreclosure, there may be other options available to you, depending on the type of mortgage loan you have, your current financial situation, and whether or not you want to retain ownership of your property.
Your options may include:
- Forbearance/Repayment Plan (to bring your account current)
- Refinancing of your existing loan
- Loan modification
- Short Sale (Pre-foreclosure sale of your property)
- Deed-in-Lieu of Foreclosure (surrender of your property)
We are willing to work with you to find a mutually agreeable resolution.